Personal Financing

What you should know about personal financing

Please kindly note that during the high peak season, the turn-around time for both Coshare, MBSB and RCE may be effected by the high volume of personal loan applications and hence the approval and turn-around time may take longer than usual. Please kindly note that with the wage increase which was promised in the 2012 Malaysia Financial Budgets, we will experience a significant increase in the personal loan application during the first quarter of 2012. Civil servants should see the wage increase in the February Pay Slip.

Please also note that where personal loan is involved, overlapping or refinancing  may not be the most suitable package for you. The important factor to consider during any personal loan application is the total amount of cash you will receive after your personal loan application is finally approved. Hence it is important to enquire the real cash that you will receive from either fresh loan and overlap. It is to your own financial interest to check and compare before you commit to any personal loan application. We at  have received a lots of customer complains that they were convinced into signing a personal loan plan that was not suitable for their personal financial situation. And most of these customer were approached by freelance agents from outside  who were not experienced in calculating the customer’s personal loan entitlement. It is vitally important to us to make sure that each customer will get the maximal cash from their personal loan application and your best financial interest is always our ultimate concern.

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